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DON'T QUALIFY FOR A MORTGAGE?

Get Your Dream Home Even with Bad Credit. Any Home For Sale in Loanable Condition.

No credit check & no income verification. Fixed Monthly Payments. No pre-payment penalties. Buy any home* listed on the market for sale in Texas – even a brand-new home.

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As heard on

1070 AM Sundays 4-5 PM

“Closing Table with the Money Guys Show”.

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Don't Take Our Word For It.
HERE ARE SOME AWESOME CLIENT WINS...

"We had given up on home ownership due to bad credit situation. It was when we heard of TL Global. They helped us buy a home even when we had been turned down repeatedly by banks."

Aicha (Home Buyer)

We bought our first home with owner financing after moving to America just 11 months earlier. We are now enjoying the home with their 3 beautiful children. We are so grateful.

Angel & Francis (Home Buyer)

"I was referred to TL Global by my loan officer, Rick as I couldn't qualify for a bank loan. I was able to finally get my dream home on the water in Galveston."

Barbara (Home buyer)

"My husband and I were both divorced; therefore, our

credit wasn't the best. As newlyweds, we wanted our own

home. TL Global helped us. We are happy to say this: We’re are the proud owners of a home

we can call our own.

Cindy (Home Buyer)

"I worked hard all the time, but I had no credit. It was hard

trying to get a house. TL Global made it easy. They do everything! They thought of everything. This is a nice organization; they’re friendly, warm, and genuine "

Keith (Home Buyer)

"I had cosigned loans to help relatives buy a car, and they defaulted. I couldn't qualify, but TL Global helped me. I never even had to meet with the investor who owner financed the home to me. I was able to move in and start my home business immediately."

Mary (Home Buyer)

"’I didn’t want to live in an apartment forever, but being self-employed, my income was sometimes up, sometimes down, and sometimes, I even lost money! My credit was very good, but banks always wanted to see two years of tax returns and stable income. I couldn’t show that. TL Global helped my buy a home with owner financing. I was able to refinance with a bank after about a year. "

Carol (Home Buyer)

A Unique Owner Financing System to Help You Buy Any Texas Home Listed on The Market

A real estate training agency, TL Global teaches families to leverage a unique third-party owner financing system to buy any home* listed on the market in Texas.

Stated Income

No Credit Required

No Balloon

No Prepayment Penalty

No Sourcing or Seasoning of Funds

No Time on Job Requirements

Self Employed, TIN OK

Foreign Nationals OK

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Here’s How Our Training Program STANDS OUT

Our system stands out from a typical owner financing program where you need to choose from a limited inventory of homes, make balloon payments and pay pre-payment penalties.

In our program, you can buy any single-family home (in loanable condition) listed on the market for sale. You make fixed monthly instalment payments just like you do when you buy with a conventional home loan. It helps you rebuild credit. And, you can refinance with a conventional lender any time without paying pre-payment penalties.

Our system stands out from a typical owner financing program where you need to choose from a limited inventory of homes, make balloon payments and pay pre-payment penalties.

In our program, you can buy any single-family home (in loanable condition) listed on the market. You pay monthly installments just like you do when you buy with a conventional home loan. It helps you rebuild credit. And, you can refinance with a conventional lender any time.

Buy any single-family home listed on the market. The home must be in loanable condition and you must be able to put at least 15%-20% down.
Licensed Realtors and lenders to help you every step of the way.
Pay off your owner financing loan just like a conventional mortgage with a fixed monthly instalment in up to 30 years.
No pressure. Pay off the loan without worrying about pre-payment penalties. No Balloons.
A note servicing agency reports your monthly payments to credit bureaus. So, our program helps you rebuild your credit.
You commit to a fixed, single-digit interest rate. No balloon payments like other owner financing program requires you to make.

WE LOVE IT WHEN FAMILIES WHO'VE GIVEN UP ON HOME OWNERSHIP ARE ABLE TO BUY A HOME WITH OUR PROGRAM...

I had been trying to buy a home for years, but was turned down due to student loans and some bad credit. Then I approached TL Global. They did a great job. I am in my new home.

Gwen (Home Buyer)

"I am a licensed Realtor. I recently approached TL Global to help one of my clients who couldn't buy a home. TL Global was able to help. The client was so happy! Thank you Til for your help. "

Germania Crook (Licensed KW Realtor)

"After 3 years of being unable to qualify for a home loan, my realtor referred her to Til Lowery, who helped my to finally buy my "miracle home”. I am so thankful"

Angela (Home buyer)

"I and my family relocated from California. We were turned down for a mortgage due to self-employed. We used TL Global to get owner financing on a brand new home.."

Araceli (Home Buyer)

"We bought our first home with owner financing after moving to America just 11 months earlier. We are now enjoying the home with our 3 beautiful children. Thank you TL Global.

Angel & Francis

We have a big family with six kids, so it was very important for us to have a home. We are very grateful to TL Global for making this a possibility for us after we were denied a loan everywhere.

Dinorah Gilbert

Schedule A FREE Call NOW Take The First Step Towards Home Ownership Goal

Who is Owner Financing for?

If you are not able to qualify for a home loan due to :

Lack of text returns,
Divorce,
Bankruptcy,
Foreclosure,
Self-employment,
Non-verifiable income,
Student loan defaults,
Medical bills,
Tax lien or judgement,
Employment gap,
Foreign nationality,
Identity theft, or
Any other reason that damaged your credit.

Then the 3rd-Party Owner Financing IS FOR YOU!

Schedule Your FREE Call NOW

If you are not able to qualify for a home loan due to :

Lack of text returns,
Divorce,
Bankruptcy,
Foreclosure,
Self-employment,
Non-verifiable income,
Student loan defaults,
Medical bills,
Tax lien or judgement,
Employment gap,
Foreign nationality,
Identity theft, or
Any other reason that damaged your credit.

Then the 3rd-Party Owner Financing IS FOR YOU!

Schedule Your FREE Call NOW

Rent-to-Own Vs. Owner Financing

Most motivated buyers turn to alternative financing methods such as RENT-TO-OWN after getting denied a mortgage. But these methods may not be the best choice in your situation because...

No freedom to buy a home of your choice.
Balloon payments, high interest rates, short-term loans, pre-payment penalties.
You don't get the title in your name immediately.
Uncertainties, lack of uniformity in legal and financial compliances, AND LACK OF TRANSPERANCY.

Until now...the only options for families struggling with credit were programs such as rent-to-own where they didn't have the freedom to choose a home of their choice.

But, now it's possible to buy any home in any neighborhood of Texas with 3rd-party owner financing.

The 3rd-party owner financing is a PROPRIETARY PROGRAM for families who want to STOP renting and become home owners, but are unable to due to their CREDIT SITUATION.

3rd-Party Owner Financing Vs. Regular Owner Financing

Imagine randomly approaching a home seller and asking him or her to finance your home purchase. In today’s hot market, your offer will be instantly rejected most of the time. The reason is most owners don’t want to carry the loan! They don’t know you and they don’t want to take the risk. Looking for that special owner out of dozens of possible homes can be almost impossible.

You might find an owner who will carry the loan, but it might not be the right house! After all that trouble, you should at least get a house that fits your needs. If the seller is desperate to sell the house with owner financing, it might be because it is overpriced or in poor condition. Taking care of contingencies, payment records, all the legal and financial obligations and maintaining a cordial relationship with the seller for years may be overwhelming.

Unless you are a lawyer, you are taking a risk trying to create all the forms you need to safeguard yourself. Even then, getting legal protection with owner financing is a highly specialized skill.

That’s where 3rd-party owner financing is different. You can choose any single-family home of your choice listed for sale on the market, provided that it’s in loanable condition and listed for at least $150,000.

Licensed Realtors, loan officers, title agents and note servicers will be assigned to you and everything will be in writing. If you already have a Realtor, he or she must obtain a certification from us before he or she can use our program to help you buy a home.

Here is how the third-party owner financing works: